Account Opening Requirements

Complete documentation guide for opening different types of accounts with us. Please ensure all documents are valid and up-to-date at the time of application.

Personal Account

Proof of Identity

Valid government-issued photo ID such as passport, driver's license, or national ID card

Proof of Address

Recent utility bill, bank statement, or official correspondence (not older than 3 months)

Tax Identification

Social Security Number, Tax Identification Number, or equivalent

Initial Deposit

Minimum opening deposit of $100 (cash, check, or electronic transfer)

Begin Application

*Additional documents may be required based on individual circumstances

Business Account

Business Registration

Certificate of Incorporation, Partnership Agreement, or LLC Formation Documents

Owner Identification

Government-issued photo ID for all owners with 25% or more ownership

EIN Documentation

Employer Identification Number (EIN) assignment letter from the IRS

Business License

Current business license or permit as required by state/local regulations

Begin Application

*Additional documents may be required based on business structure

Joint Account

ID for All Applicants

Valid government-issued photo ID for each account holder

Address Verification

Proof of address for at least one account holder (utility bill, lease, etc.)

Tax Information

SSN or Tax ID for all account holders

Relationship Documentation

Marriage certificate or documentation showing relationship (for certain joint accounts)

Begin Application

*Both parties must be present for account opening